Welcome to Tilson’s Employee Benefits Resources page. This page provides access to articles, videos, and tools related to employee benefits—equipping employees with the knowledge and resources to make the best decisions for themselves and their families.

IMPORTANT: The following is a general list of employee benefits resources. Some resources may or may not be offered by your current organization. To learn more, please contact a member of your Tilson Service Team.

Open Enrollment 2022

Open Enrollment is a time-period each year when employees can sign up for, or make changes to, elected fringe benefit options, such as health insurance. With proper planning and careful research, you as an employee can use open enrollment to make informed decisions about the type of benefit elections that will meet you and your loved one’s daily needs.

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Medical

Your health is essential to your overall well-being.  When evaluating a plan, you should consider both your medical and financial needs.  When life’s unexpected events occur, costs related to healthcare can put a large financial burden on you and your family.  The health plans offered by your employer aim to help ease that potential by providing access to healthcare for you and your loved ones.

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Dental

Taking proper care of your teeth and gums requires more than brushing and flossing every day. You also need to see a dentist at least twice a year for a thorough cleaning and check-up. It’s especially important for children to get in the habit of visiting the dentist regularly. Without dental insurance, the cost of these procedures can quickly add up.

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Vision

Routine eye exams are important – regardless of your age or your physical health.  Eye examinations are an important part of health maintenance for everyone. Adults should have their eyes tested to keep their prescriptions current and to check for early signs of eye disease. Eye exams for children play an important role in ensuring normal vision development and academic achievement of all kids.

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Group Basic Life and AD&D

Life insurance provides a financial benefit to your beneficiaries in the event of your death. Your employer provides this coverage at no cost to you.

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Voluntary Life and AD&D

Life coverage provides assurance that your loved ones will be cared for, even after you are gone.  Think about your personal circumstances. For instance, are you the sole provider for your household? Consider what you could leave behind. Children to be cared for? A spouse with a large mortgage?  Parents on a limited, fixed income? Everyone has different needs; depending on yours, you may want to consider buying supplemental coverage.

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Short-Term Disability

Short-term Disability insurance pays out a portion of your income if you are temporarily unable to work because of a medical condition (including pregnancy). Short-term Disability is also known as Temporary Disability Income Benefit.

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Long-Term Disability

Long-term Disability insurance replaces a portion of your income during an extended period of a disabling illness or accident.  By providing a steady stream of income while you are unable to work, Long-term Disability insurance helps you meet your financial obligations when you are not able to work.

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Health Savings Accounts (HSA)

Health Savings Accounts (HSAs) are a great way to save money and budget for qualified medical expenses. HSAs are tax-advantaged savings accounts that accompany High Deductible Health Plans (HDHPs). HDHPs offer lower monthly premiums in exchange for a higher deductible (the amount you pay before insurance kicks in).

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Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) allows you to direct money pre-tax from your paycheck to help pay certain health and dependent care expenses.

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Employee Assistance Program (EAP)

Everyone needs help dealing with life’s challenges from time to time. Through service provided by Centerstone Solutions EAP, you and your family can get help that’s easy, convenient, and confidential and is provided at no additional cost. Counselors are available 24 hours a day, seven days a week.

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