Employee Benefits Resources.
Welcome to Tilson’s Employee Benefits Resources page. This page provides access to articles, videos, and tools related to employee benefits—equipping employees with the knowledge and resources to make the best decisions for themselves and their families.
IMPORTANT: The following is a general list of employee benefits resources. Some resources may or may not be offered by your organization. To learn more, please contact a member of your Tilson Service Team.
Open
Enrollment.
Open enrollment is a short period each year when you can make changes to your benefits.
The 2023 Open Enrollment period is closed. Unless you experience a Qualifying Life Event, you cannot make changes to your benefits until the next period.
Need Additional Assistance? View our Customer Support page.
Qualifying Life Events
Qualified life events, such as marriage, birth of a child, or loss of other health coverage, allow employees to make changes to their benefits outside of the regular open enrollment period. This flexibility ensures that employees can adapt their coverage to meet evolving personal and family needs.
Resources:
Medical
Your health is essential to your overall well-being. When evaluating a plan, you should consider both your medical and financial needs. When life’s unexpected events occur, costs related to healthcare can put a large financial burden on you and your family. The health plans offered by your employer aim to help ease that potential by providing access to healthcare for you and your loved ones.
Resources:
- Glossary of Terms – English | Spanish
- Employee Guide to Health Benefits – English | Spanish
- About UnitedHealthcare (Tilson’s medical insurance provider)
- Transition of Care
Dental
Taking proper care of your teeth and gums requires more than brushing and flossing every day. You also need to see a dentist at least twice a year for a thorough cleaning and check-up. It’s especially important for children to get in the habit of visiting the dentist regularly. Without dental insurance, the cost of these procedures can quickly add up.
Resources:
- What You Need to Know About Dental Insurance – English | Spanish
- Glossary of Terms – English | Spanish
- About MetLife (Tilson’s Dental insurance provider)
Vision
Routine eye exams are important – regardless of your age or your physical health. Eye examinations are an important part of health maintenance for everyone. Adults should have their eyes tested to keep their prescriptions current and to check for early signs of eye disease. Eye exams for children play an important role in ensuring normal vision development and academic achievement of all kids.
Resources:
- Glossary of Terms – English | Spanish
- What you Need to Know about Vision Insurance – English | Spanish
- About MetLife (Tilson’s Vision insurance provider)
Group Basic Life and
AD&D
Life insurance provides a financial benefit to your beneficiaries in the event of your death. Your employer provides this coverage at no cost to you.
Resources:
Voluntary Life and AD&D
Life coverage provides assurance that your loved ones will be cared for, even after you are gone. Think about your personal circumstances. For instance, are you the sole provider for your household? Consider what you could leave behind. Children to be cared for? A spouse with a large mortgage? Parents on a limited, fixed income? Everyone has different needs; depending on yours, you may want to consider buying supplemental coverage.
Resources:
- Life Insurance – English | Spanish
- Importance of Life Insurance
Short-Term Disability
Short-term Disability insurance pays out a portion of your income if you are temporarily unable to work because of a medical condition (including pregnancy). Short-term Disability is also known as Temporary Disability Income Benefit.
Resources:
Long-Term Disability
Long-term Disability insurance replaces a portion of your income during an extended period of a disabling illness or accident. By providing a steady stream of income while you are unable to work, Long-term Disability insurance helps you meet your financial obligations when you are not able to work.
Resources:
Health Savings Accounts (HSA)
Health Savings Accounts (HSAs) are a great way to save money and budget for qualified medical expenses. HSAs are tax-advantaged savings accounts that accompany High Deductible Health Plans (HDHPs). HDHPs offer lower monthly premiums in exchange for a higher deductible (the amount you pay before insurance kicks in).
Resources:
Flexible Spending Account (FSA)
A Flexible Spending Account (FSA) allows you to direct money pre-tax from your paycheck to help pay certain health expenses (such as medical, prescription, dental and vision costs) and dependent care expenses (such as daycare, nursery school and day camp for children, and services for adult dependents who cannot care for themselves.)
Resources:
- Flexible Spending Account Eligible Expenses – English | Spanish
- Flexible Spending Account Ineligible Expenses – English | Spanish
- Flexible Spending Accounts – English | Spanish
- Know Your Benefits about FSA – English | Spanish
- FSA Enrollment
- FSA Grace Period
- Dependent Care FSA
- About BPAS (Tilson’s FSA Administrator)
- BPAS Participant Services
Employee Assistance Program (EAP)
Everyone needs help dealing with life’s challenges from time to time. Through service provided by Espyr, you and your family can get help that’s easy, convenient, and confidential and is provided at no additional cost. Counselors are available 24 hours a day, seven days a week.
Resources:
- Website
- Overview Flyer – English | Spanish
- Tess Intro
401(k)
For the majority of Americans, their employer’s retirement savings plan is the only long-term savings they have. With social security benefits projected to cease by 2033, the ‘how to’ is becoming increasingly important. As a result, many are wondering how they are going to save.
Tilson partners with Slavic401k to provide a 401(k) retirement savings solution to its clients and their employees.
Resources:
Benefits Questions?
