National Financial Planning Month: SMART Money Goals - Tilson


National Financial Planning Month: SMART Money Goals

Benefits & Compensation | October 2023

October is the season for cider, pumpkins, costumes and everything in between, but it’s also National Financial Planning Month. To celebrate, Tilson is featuring Tilson’s financial wellness partner, FinFit, to highlight an area of financial wellness to consider as we prepare to enter a new year.

In an era where financial wellness is intertwined with overall well-being, it’s paramount for individuals and businesses to prioritize fiscal responsibility. For our valued clients at Tilson, and their employees, achieving financial stability is a journey that begins with clear goal-setting. Our financial wellness partner, FinFit, provides a roadmap to navigate this journey, leveraging the tried-and-true SMART goal-setting method. This approach crystallizes the path towards achieving financial objectives, promoting a culture of fiscal discipline and awareness.

The SMART acronym stands as a beacon for setting precise and achievable financial goals. Let’s delve into each facet of this empowering methodology:

  1. Specificity: The cornerstone of any financial goal-setting is specificity. Whether it’s saving for a significant purchase or reducing debt, having a clear target is crucial. For instance, instead of vaguely deciding to save, earmark your savings for a down payment on a house. Similarly, pinpoint which debt (credit card, medical bill, or loan) you aim to pay down first.
  2. Measurability: Quantifying your goal is the next step. Determine the exact amount you aim to save or the portion of debt you plan to eliminate. This tangible measure of success keeps you motivated and on track.
  3. Attainability: Setting lofty goals may seem aspirational, but attainability is key to maintain momentum. Ensure your financial objectives dovetail with your current circumstances and other life priorities, making the journey towards achieving them realistic and enjoyable.
  4. Relevancy: Align your financial goals with your short and long-term life objectives. Whether it’s securing a comfortable retirement, purchasing a home, or funding education, your financial ambitions should mirror your life’s broader narrative.
  5. Time-bound: Every goal needs a timeline. Establish a realistic timeframe to achieve your objectives, promoting a paced and disciplined approach rather than fostering a climate of stress or overwhelm.

Transitioning theory into practice, FinFit offers a myriad of resources to make your financial wellness journey insightful and rewarding. Here’s a glimpse of what Tilson clients and their employees can receive through FinFit:

  • Personalized Financial Coaching: Benefit from free, unlimited financial coaching, guiding you through each step of your financial wellness journey.
  • Comprehensive Financial Dashboard & Budgeting Tools: Harness the power of an intuitive dashboard along with budgeting tools to track, manage, and optimize your finances.
  • Educational Financial Courses: Elevate your financial literacy through a suite of educational courses, empowering you to make informed decisions.
  • Spending & Savings Accounts With No Fees: Experience accessible banking devoid of unnecessary fees or unfair requirements, heralding a better way to manage your finances.
  • Flexible Credit Solutions: Navigate life’s financial uncertainties with flexible credit solutions tailored to your needs.
  • Early Wage Access: Enjoy the peace of mind with early wage access, cushioning against unforeseen financial difficulties.

Embarking on a financial wellness journey is a collaborative endeavor. At Tilson, we are invested in fostering a conducive environment for financial growth and literacy. Through our partnership with FinFit, we extend a robust platform for our clients and their employees to set, pursue, and achieve their financial goals with a blend of precision, insight, and support.

Contact Tilson today to learn more!

FinFit’s MoneyView dashboard and Insights are available to Tilson clients and their employees for free and are a great place to start. These tools can help your employees track their financial goals and understand your spending habits. Simply connect your accounts and FinFit will categorize your spending, create a starter budget, plus notify you of deposits, savings opportunities, and upcoming payments. You may log in to FinFit through your Employee Portal or go to to get started.

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